PRIVACY POLICY AND PRACTICES OF INTUITIVE INSURANCE CORP

Intuitive Insurance Corp. (Intuitive) values our clients’ trust and is committed to the responsible management, use and protection of personal information. All insurance agencies must collect a certain amount of non-public personal information in order to service clients and administer business. This notice describes our policy regarding the collection and disclosure of non-public personal information (NPI) and non-public personal financial information (NPFI). We will continue to follow this policy even when a client relationship no longer exists.

Categories of information collected
We collect personal information about you from:

• Applications or other forms you complete;
  
• Your business dealings with us and other companies; and
  
• Consumer reporting agencies.

Categories of information disclosed
We may disclose the following personal information about you:

• Information from your application or other forms, such as your name, address, social security number, federal tax ID numbers, financial information, drivers license information;
  
• Information about your transactions with us, our affiliates or others, such as your policy coverage, premium, payment history, claim information; and
  
• Information from consumer reporting agencies, such as your credit information.

To whom information is disclosed
We do not disclose any personal information about you to anyone unless allowed by law. We do not share your financial information with any other businesses to market unrelated products or services to you. However, when your current policy comes up for renewal, we may share your information with other insurance companies in order to obtain competing quotes or to provide you with better coverage or prices. If you wish to prevent that from happening, you may “opt out.” That term is explained in the next section.

Explanation of your “opt out” right
If you do not want to “opt out,” no action is required on your part.

If you do not want us to attempt to obtain better coverage or better prices from a different insurance company when your current policy comes up for renewal, you may tell us now. By “opting out,” you will instruct us not to share or disclose any personal information with other insurance companies for the purpose of obtaining renewal quotations. If you wish to “opt out,” please email info@intuitiveinsurance.net or call 303-663-1645 and ask for the Client Services Manager. In order to “opt out” by phone, you must speak with a company representative (for your protection, voicemail requests will not be processed). We may share information about you if we do not hear from you within 30 days. However, you may always “opt out” at any time. Just email or call us. Even if you “opt out,” we may still disclose information allowed or required by law.

Confidentiality and Security
We protect your non-public personal information. We will not share any protected health information with other parties without your authorization. Only those employees who must utilize this information to provide products or services to you are authorized to access your information. Employees who violate this privacy policy will be subject to disciplinary action, which may include termination.

Additional Information For Our Website Users
Intuitive collects and stores information by general browsing when you visit our website. NB we will not be offering on-line quoting capabilities.

Cookies
To better service our users, we may use “cookies” to customize your browsing experience with us. Cookies are simple text files stored on a computer by the web browser. Cookies provide a method of distinguishing among visitors to our website.

Cookies created on a computer by using this website do not contain personally identifying information and do not compromise privacy or security. The cookie feature is used only to store a randomly generated identifying tag on a computer. A cookie file can be refused or deleted from a computer by using widely available browser options or security software. Our services are provided in such a way that the use of cookies is not mandatory.

Further Information
If you have any questions or would like more information, please write to us at

Intuitive Insurance Corp.
8055 East Tufts Avenue, Suite 1350
Denver, CO 80237
Attention: Client Information Services

or include your name and policy number and e-mail us at info@intuitiveinsurance.net.

Access to and correction of your information:
You may write to us if you have any questions regarding the information that we may have about you in our records. If you wish, you may inspect this information in person, by appointment or receive a copy, at a reasonable charge, by sending us a written request. You can notify us in writing if you believe any information should be corrected, amended, or deleted and we will review your request. We will either make the requested change or explain why we did not do so. If we do not make the requested change, you may submit a short written statement identifying the disputed information, which will be included in all future disclosures of your information. You may send your written request to us at Intuitive Insurance Corp., Attn: Client Information Services, 7041 Winter Ridge Place, Suite, 110 Castle Rock, CO 80108. All written requests must include your printed name, address, telephone number, policy number(s) signature of all individuals named in the policy(ies) and a photocopy of a picture ID for identification purposes.

We will notify clients of our privacy policy at the inception of our business relationship. Thereafter you will be notified annually.